Financial advisers have a conflicting ethicalrelationship with their licensee and their clients . Which of the following statements best describes this conflict ?

A、

They should be client - centric and have no duty of their licensee

 They owe a duty of care to their clients , but also owe the duties of employment to their licensee

They are licensed by their company to provide only the beneficial products .

Their licensee will only allow them to write business within confines of the Approved Product List , which means they may not have a product suitable for their client ' s needs