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Pawn Shops(当铺) ①Pawn shops are businesses where ...

、Pawn Shops(当铺) ①Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan. Pawn shops may be large or small, clean or dirty, but they are all full of stories. The United States has about ten thousand of them. ②In the past few years, pawn shops have been doing business with more people than ever before. That is because many lenders(贷方)now do business only with individuals having good credit records or a high-paying job. Often, the individuals most in need of a loan have poor credit records. But they do not need a good job or credit record to get a loan from a pawnbroker(典当商). They only need to have something of value. ③When a traditional lender agrees to provide a loan, it may take days or weeks before an individual receives the money. But pawnbrokers will give a loan in just a few minutes based on the resale value of an object and without asking about the person’s job or credit history. ④Many pawn shops specialize in jewelry. But most shops accept almost anything of value, including computers, musical instruments, guns, old coins and so on. The item itself acts as the security, or collateral(抵押物), for the loan. If the loan is not repaid, the object can be sold.Customers can get the object back at any time by repaying the loan plus the interest and fees they agreed to pay. Or they can pay the interest and leave the item at the pawn shop for a while longer. ⑤The National Pawnbrokers Association is a national trade group representing pawnbrokers. The association calls pawn-brokering “one of humankind’s oldest financial institutions.” It says pawnbrokers operated three thousand years ago in ancient China and in early Greek and Roman times. Paragraph①_____.
A、Quick loan from a pawnbroker
B、Properties of a pawnbroker
C、How does a pawn shop run?
D、What is a pawn shop?
E、Pawn-brokering: a trade with a long history
F、Recent development of pawn shopsG、Paragraph②_____.
A、Quick loan from a pawnbroker
B、Properties of a pawnbroker
C、How does a pawn shop run?
D、What is a pawn shop?
E、Pawn-brokering: a trade with a long history
F、Recent development of pawn shopsM、People bring their valuable things to pawn shops to_____.
A、turn to pawn brokers
B、the borrower’s job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the interestS、Pawnbrokers pay more attention to the resale value of an object instead of_____.
A、turn to pawn brokers
B、the borrower's job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the interestY、If customers want to get their objects back they must_____.
A、turn to pawn brokers
B、the borrower's job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the interest_、The pawn shop may keep the object for a longer time on the condition that_____.
A、turn to pawn brokers
B、the borrower's job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the intereste、Paragraph③_____.
A、Quick loan from a pawnbroker
B、Properties of a pawnbroker
C、How does a pawn shop run?
D、What is a pawn shop?
E、Pawn-brokering: a trade with a long history
F、Recent development of pawn shopsk、People who have poor credit records are more likely to_____.
A、turn to pawn brokers
B、the borrower's job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the interestq、Paragraph④_____.
A、Quick loan from a pawnbroker
B、Properties of a pawnbroker
C、How does a pawn shop run?
D、What is a pawn shop?
E、Pawn-brokering: a trade with a long history
F、Recent development of pawn shopsw、Paragraph⑤_____.
A、Quick loan from a pawnbroker
B、Properties of a pawnbroker
C、How does a pawn shop run?
D、What is a pawn shop?
E、Pawn-brokering: a trade with a long history
F、Recent development of pawn shops

发布时间:2025-02-04 08:56:46
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答案:问题 1 答案D
本段第一句首先介绍了当铺的定义,后两句也是围绕着当铺来讲述的。故本段讲述的是当铺的定义。
问题 2 答案F
本段主要讲述了在过去的几年里当铺和更多的人在做生意,那是因为现在许多贷方只和有良好信用记录或者有高收入工作的人做生意,而那些最需要贷款的个人的信用记录经常很差;但是那些最需要贷款的个人不需要有一份好工作或者有良好信用记录就可以从典当商那里贷款,他们只需要有值钱的东西就可以了。故本段讲述的是当铺最近的发展。
问题 3 答案E
由第一段第一句可知,人们可以把他们值钱的东西拿到当铺去贷款。故选E。
问题 4 答案B
由第三段第二句可知,典当商会根据物品的转售价值来贷款给你,并且不会问你的工作和信用记录。故选B。
问题 5 答案D
由第四段第五句可知,如果顾客想赎回所当的物品,他们必须偿还约定的钱。故选D。
问题 6 答案F
由第四段最后一句可知,只要顾客支付了利息,当铺就可以替顾客保存物品更久一点。故选F。
问题 7 答案A
本段主要讲述了借方可能会在传统的贷方那里花上几天或者几周的时间才会收到贷款,但是在典当商那里几分钟内就可以收到贷款,并且他们不会询问个人的工作和信用记录。故本段讲述的是典当商的快速借贷。
问题 8 答案A
由第二段倒数第二、三句可知,信用记录差的人可以在典当商那里贷款,因为他们不需要你有好的工作和良好的信用记录。故选A。
问题 9 答案C
本段主要讲述了任何有价值的物品都可以在当铺作为抵押物来贷款;如果没有偿还贷款,物品就会被卖掉;只要偿还了贷款以及利息和其他费用,物品就可以被赎回,只要顾客支付了利息,当铺就可以替顾客保存物品更久一点。故本段讲述的是当铺是如何经营的。
问题 10 答案E
本段主要讲述了英国全国典当协会把典当行称为“人类最古老的金融机构之一”;典当商在3000年前的中国古代和早期的希腊和罗马时代就开始经营了。故本段讲述的是典当业的悠久历史。
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